The fact is  your personal information is vulnerable to falling into the wrong hands. If you shop online, have a credit card account, a bank account, a job-your personal information is out there. If your personal information is used fraudulently, you may not find out about it for months or even longer, depending on how closely you monitor your credit report. At LifeLock, we help protect you against more than just credit fraud, we alert you whenever we detect your personal information being used to apply for wireless services, retail credit, utilities, check orders/reorders, mortgage loans within our extensive network.

Enroll Now Protection:
The proactive LifeLock Identity Alert™ system provides broader identity coverage, greater control and early notification of both credit and non-credit related identity threats. Any time this advanced detection system identifies an application for credit or services using any piece of your identity information, LifeLock will alert you of the application by e-mail, postal mail, and/or phone. If the application is fraudulent, the LifeLock remediation team will take action to help protect your good name.

We also reduce your junk mail by requesting your name be removed from pre-approved credit card offer mailing lists. This helps reduce the risk of someone rifling through your mail and stealing financial information to open credit using your name.

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Protection:

The proactive LifeLock Identity Alert™ system provides broader identity coverage, greater control and early notification of both credit and non-credit related identity threats. Any time this advanced detection system identifies an application for credit or services using any piece of your identity information, LifeLock will alert you of the application by e-mail, postal mail, and/or phone. If the application is fraudulent, the LifeLock remediation team will take action to help protect your good name. We also reduce your junk mail by requesting your name be removed from pre-approved credit card offer mailing lists. This helps reduce the risk of someone rifling through your mail and stealing financial information to open credit using your name.

Detection:

LifeLock® service includes eRecon™ and TrueAddress™ services. eRecon™ searches over 10,000 sites for the illegal selling or trading of your personal information. If such activity is detected, we alert you and help you take steps to resolve the problem. TrueAddress™ is designed to proactively detect any new address information in address databases nationwide. If a detected address change is fraudulent, we work with you to help avoid further damage, and restore accurate address information. In addition, we provide the convenience of ordering your free annual credit reports from the three major credit-reporting agencies on your behalf. What are the details of LifeLock's $1 Million Total Service Guarantee? LifeLock works to help stop identity theft before it happens by taking proactive steps to reduce your risk. But if you become a victim of identity theft while you are a LifeLock member because of some failure or defect in our service, contact us and we will act on your behalf to repair any damage. We will spend up to $1 million to hire lawyers, investigators, consultants and whatever else it takes to restore your name and help you recover the direct losses from the identity theft. What to expect if you invoke the $1 Million Total Service Guarantee: In most cases, your name can be restored within 30 days. Here's how it works: Upon verification of the claim, we will assign a Member Services Agent who will continue to be your contact throughout the resolution of your case. You will also receive access to our toll-free dedicated Resolution Line, so you can be quickly routed to your Member Services Agent. You will have a conference call with a 3rd party expert and your LifeLock representative to assess the facts of your case and determine the type and nature of the identity theft that has occurred. A 3rd party Recovery Specialist is then assigned to the case. The Recovery Specialist will: Consult with you. Explain your rights as a victim. Educate you on the recovery process. Obtain additional information that is necessary to proceed with the recovery process. Give you the pre-fill forms, and step-by-step instructions necessary for your state jurisdiction and type of identity theft. Send over a Power of Attorney form that will allow them to act on your behalf. You will need to:
Follow the step-by-step instructions provided to you. Sign and notarize appropriate documents. File a police report, in person, as required by law. Send back the documents, in the pre-addressed, overnight envelope provided. Upon the closing of the case, we will call you to ensure that your identity has been recovered to your full satisfaction. What items or costs does the $1 Million Total Service Guarantee NOT cover? Our $1 Million Total Service Guarantee does not cover: lost wages or business profits, loss of business or lost opportunities and direct out-of-pocket expenses like postage stamps, gas or mileage to go to local authorities, or any notary public fees, etc. The guarantee does cover the cost for lawyers, investigators, case managers but not any direct losses as a result of the theft. Under the Terms and Conditions, NO money passes directly to our LifeLock members.

Peace of Mind:
As a LifeLock member, if you become a victim of identity theft because of a failure in our service, we'll help fix it at our expense, up to $1,000,000. We not only assign a dedicated specialist to help you, but we will spend up to one million on lawyers, investigators, accountants, case managers - whatever it takes to help protect your good name. Click here for details and restrictions on our $1 Million Total Service Guarantee. *Due to New York State law restrictions, the LifeLock® $1 Million Total Service Guarantee cannot be offered to the residents of New York. In addition, if your wallet goes missing while you are a member of LifeLock, our WalletLock™ service will help cancel and replace the lost contents of your wallet, including your credit/debit cards, driver's license, Social Security card, insurance cards, checkbook - even travelers checks. (Pictures, cash, and other monies are excluded. Member is responsible for all applicable fees charged by document issuing companies to replace lost or stolen documents.)

Due to New York state law restrictions, the Service Guarantee is not offered, applicable or available to residents of the state of New York!

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